Capital strength
192%
CET1 Ratio
Liquidity strength
4241%
Liquidity Coverage Ratio
(LCR)
Structural funding strength
775%
Net Stable Funding Ratio
(NSFR)
A platform built for disciplined credit investing
Credit investment expertise
Decades of experience in European consumer credit markets and non-performing loan investing.
Advanced portfolio analytics
Proprietary analytical models enabling precise portfolio valuation and disciplined investment decisions.
Strong capital foundation
A well-capitalised regulated credit institution built for long-term portfolio ownership.
Some title
With experience in all market conditions, we recognize what processes and solutions.
Some title
With experience in all market conditions, we recognize what processes and solutions.
Some title
With experience in all market conditions, we recognize what processes and solutions.
Some title
With experience in all market conditions, we recognize what processes and solutions.
Some title
With experience in all market conditions, we recognize what processes and solutions.
Some title
With experience in all market conditions, we recognize what processes and solutions.
Some title
With experience in all market conditions, we recognize what processes and solutions.
Some title
With experience in all market conditions, we recognize what processes and solutions.
Some title
With experience in all market conditions, we recognize what processes and solutions.
Some title
With experience in all market conditions, we recognize what processes and solutions.
H2 content block
ARKTIKA is a private investment firm specializing in the acquisition and management of retail non-performing loan (NPL) portfolios.
Through our work, we help European credit institutions to reduce capital requirements and optimize resources — contributing to a more efficient and well-functioning financial system, improving balance sheet quality and enabling healthier lending markets.
We combine a data-driven approach, state-of-the-art analytics and servicing software, and a highly experienced team to manage distressed assets efficiently, transparently, and responsibly.
In addition to asset acquisition, we offer fixed-term deposit accounts with a 30% annual return — a secure option for clients seeking steady income.
Our team blocks
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H1 intro heading
Credit portfolios rarely tell the full story at first glance. Beneath the surface lie complex borrower behaviour patterns, legal frameworks and recovery dynamics.
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There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable.
ARKTIKA is a private investment firm specializing in the acquisition and management of retail non-performing loan (NPL) portfolios.
Image block 2 right alignment
There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable.
ARKTIKA is a private investment firm specializing in the acquisition and management of retail non-performing loan (NPL) portfolios.
Image block left alignment
There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable.
ARKTIKA is a private investment firm specializing in the acquisition and management of retail non-performing loan (NPL) portfolios.
Image block right alignment
There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable.
ARKTIKA is a private investment firm specializing in the acquisition and management of retail non-performing loan (NPL) portfolios.
Centered H2 Three Blocks
Title One
ARKTIKA is a private investment firm specializing in the acquisition and management of retail non-performing loan (NPL) portfolios.
Title Two
Through our work, we help European credit institutions to reduce capital requirements and optimize resources.
Title Three
Contributing to a more efficient and well-functioning financial system, improving balance sheet quality.
Centered H2 Two Blocks
Title One
ARKTIKA is a private investment firm specializing in the acquisition and management of retail non-performing loan (NPL) portfolios.
Title Two
Through our work, we help European credit institutions to reduce capital requirements and optimize resources.
